Elevated travel privileges with unlimited lounge access.
A women-first card crafted for refined lifestyles.
Seamless cashback on every distinguished online purchase.
Earn Etihad Guest Premium Miles with exclusive travel privileges.
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The best BOBCARD for utility bill payment depends on your card variant. BOBCARD Eterna earns 3 RP per ₹100 on utility spends under MCC 4900. BOBCARD Empower Business offers elevated utility returns. To avoid convenience fees, pay directly on the biller's website or via BBPS - third-party apps charge 1%–1.5% extra. This blog covers household utility bills only; for earning cashback on credit card bill payment itself, see our dedicated guide.
You can recharge any FASTag - including HDFC, Airtel, or Bank of Baroda FASTag - using your BOBCARD via the BBPS network or official bank portals. To minimise convenience fees, use the Bank of Baroda FASTag portal or your bank's net banking directly. FASTag recharges code under MCC 4784 (Toll/Bridge Fees) and do not earn standard reward points on most BOBCARD variants. To manage all your travel expenses efficiently, compare your options against the best credit cards in India.